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Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Q	What amenity do 48% of all homes in the new housing market have?
A	48% of all newly-constructed homes now have 2 1/2 baths or more, up from 1985 when only 29% had more than 2 baths.
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Jaira Kapp, REALTORŽ, real estate agent and broker for Thousand Oaks, Agoura and Simi Valley California home listings, property and land for sale - NUMBER1EXPERT(tm)

Jaira Kapp/ Thousand Oaks Relocating and Moving
Thousand Oaks Homes For Sale Moving Relocating
3825 E. Thousand Oaks Blvd.
HomesThousand Oaks, CA 91360
City of Thousand Oaks Homes Relocation Moving
Jaira-24 hour Direct Line: 805-796-1109
Email: JairaKapp@NUMBER1EXPERT.com
Jaira Kapp & Associates are Thousand Oaks Real Estate moving relocation specialists, Looking for Homes for Sale in Thousand Oaks Ventura County California? We also specialize in Agoura Hills real estate listings and homes for sale, Westlake Village real estate listings, Newbury Park real estate listings, Dos Vientos moving and relocation, Oak Park Real Estate listings, Simi Valley Big Sky moving and relocation. Ventura County Relocations and Homes for sale. Free MLS search Homes for sale in Thousand Oaks. Relocating to Ventura County, Luxury Homes, Affordable Homes.

Get your Thousand Oaks house Values here, Free CMA, Market Analysis and property values instant online for all Ventura County Home Values for Sellers. We can help make your real estate relocation buying or selling in Thousand Oaks or Ventura County easier.

Don't settle for the rest choose the Best! Ventura County's Moving and Relocation Experts. Don't forget to ask how Jaira can save you thousands on commissions when selling your Thousand Oaks home. Ask for your Thousand Oaks house homes property value today! Kapp Team Thousand Oaks Real Estate listings, moving and relocation specialists. Visti our Thousand Oaks Homes for sale website for all your moving needs.

2004 Southland Regional MLS. All rights reserved.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange/ Broker Reciprocity Program of Southland Regional MLS. Real estate listings held by brokerage firms other than Keller Williams are marked with the Internet Data Exchange/Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
The broker providing this data believes it to be correct, but advises interested parties to confirm them before relying on them in a purchase decision.

Southland Regional MLS data last updated: 12/16/04, 9:07 AM

2004 Ventura MLS. All rights reserved.
The data relating to real estate for sale on this web site comes in part from the IDX Program of the Multiple Listing Service, Inc. of Ventura MLS. Real estate listings held by Keller Williams and brokerage firms other than Keller Williams are governed by the Multiple Listing Service, Inc. Rules and Regulations and detailed information about them includes the name of the listing companies. The information being provided is proprietary property of the Multiple Listing Service, Inc. and is for consumers' personal, non-commercial use and shall not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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